Palm Beach Financial Planner

Survivorship Life Insurance

carystamp — Wed, 05 Jun 2013 11:12:43 +0000

A couple’s best-laid plans to pass down assets such as real estate, businesses, investments or art work could easily go awry if the children have to sell off that stuff at fire-sale prices because Mom and Dad failed to set aside enough cash to pay the estate taxes.~ Jay MacDonald, Bankrate.com Turn that thought into [...]

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What is Asset-based Long-term Care Insurance?

carystamp — Fri, 31 May 2013 12:39:26 +0000

Long-term care insurance (LTCI) began in the early 80′s as a way of protecting against the cost of chronic and progressive health issues sometimes faced by older adults. It functions like other health insurance coverage: you pay a premium, if you need treatment, it pays you. One problem has plagued LTCI for a number of [...]

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Financing College Through 529 Savings Plans

carystamp — Tue, 28 May 2013 16:14:32 +0000

Financing College Through 529 Savings Plans Looking ahead towards funding a college education for one child or more can feel overwhelming yet it is never too early, or too late to start saving. While there are numerous ways to save for college expenses, today we focus on the basic information about 529 savings plans. The [...]

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Baby Boomers on the Move: What to Consider If You Are Planning to Relocate

webmanna — Mon, 28 Jan 2013 22:07:06 +0000

Presented by Cary Stamp You’ve worked hard and are nearing retirement age. Like many other baby boomers, with your kids out of the house and a surplus of empty space and time, you may be thinking about moving. To help you make up your mind—or make your transition go as smoothly as possible—we’ve compiled [...]

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American Taxpayer Relief Act of 2012 Creates Planning Opportunities

carystamp — Mon, 21 Jan 2013 22:09:15 +0000

Presented by Cary Stamp The American Taxpayer Relief Act of 2012 was passed by Congress on January 1, 2013. The act provides a mixed bag for taxpayers, extending or modifying many of the tax provisions that were set to expire on December 31, 20121, while letting others terminate. Where do we stand now? Let’s take [...]

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Improving Your Financial Health in 2013

finance — Mon, 14 Jan 2013 21:36:47 +0000

Presented by Cary Stamp As a New Year begins, many people make resolutions to better themselves and their lives—lose weight, volunteer, spend more time with the kids or grandkids . . . nearly everyone has something they hope to change. Why not add one more important item to your list this year? Throughout the last [...]

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The Fiscal Cliff Resolution

finance — Fri, 04 Jan 2013 16:41:49 +0000

As you may know, late Tuesday night, our government leaders approved a bill to avert the dreaded fiscal cliff, avoiding widespread tax increases and deep spending cuts. Here are some of the specifics of the plan: The tax rate for individuals making more than $400,000 and couples making more than $450,000 will rise from the [...]

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The End of the World, the Fiscal Cliff and other Fairy Tales

webmanna — Thu, 20 Dec 2012 18:41:11 +0000

A Good Year We have just wrapped up what was a very good year in the investment markets despite some considerable stopping and starting. There was plenty of short term volatility driven by political events, elections, international incidents and electronic trading. At the end of the year, we seem to be on fairly solid footing, [...]

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Organizing Your Finances: Before and After a Personal Loss

webmanna — Tue, 11 Dec 2012 17:38:51 +0000

Presented by Cary Stamp The Holiday season is a time for reflection. The experiences of our past teach us to create a better future. Life’s uncertainties can present us with personal hardships that affect us not only emotionally, but financially as well. The death of a spouse or life partner is one of the toughest [...]

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Tips for Saving Money on Your Cell Phone

webmanna — Mon, 03 Dec 2012 16:59:28 +0000

Presented by Cary Stamp These days, pretty much everyone has a cell phone—some people even have two! As cell phones get faster and smarter, new product launches can rival the fan frenzy of Beatlemania, and it’s easy to get caught up in the excitement. Because the initial cost and ongoing monthly expenses can be substantial, [...]

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